Mortgage & Protection Advice with a Personal Touch
Work with us online, or meet us in St Albans, Hertfordshire or London.
Your mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up payments on your mortgage or on any other debt secured against it. The Financial Conduct Authority does not regulate some forms of Buy to Lets.
WELCOME
To the Martel Family
I founded Martel to bring ten years of London market experience home to Hertfordshire and create the kind of brokerage I would want my own family to use: personal, honest, and built around the people we look after.
When you become a Martel client, we want you to feel part of the family. Whether you're buying your first home, growing a property portfolio, or protecting the people and things that matter most, you'll have one broker who knows your situation and stays with you from first conversation to completion.
Get in touch with us by calling on 01727 309 160 (M-F, 9am-6pm) or submitting our online form. When you call, you'll speak to a real person, based in the UK. They'll take your details and your broker will get back to you directly.
HOW WE WORK TOGETHER
Taking things step by step
Whether you are down the road in St Albans, commuting from Harpenden, or dialling in from a different time zone entirely, we keep our process completely transparent
A Friendly Chat
We talk through your plans over the phone or a coffee to see how I can help.
The Search
We explore mortgage options from high street, specialist lenders, and private banks, to find the right fit for your situation.
The Paperwork
Once you send over your basic documents, we handle the application forms and chase the providers.
Our initial conversation is entirely without obligation. If you would like to run some numbers or just want to ask a quick question, drop us a message.
OUR SERVICES
How can we help?
First Time Buyers
Our friendly approach will put you at ease.
Remortgaging
Let us check for rates across multiple lenders.
Buy to Let
It's always good to have a professional on your side.
Protection
Make sure everyone is fine, even in the worst situations.
Self Employed
We take the worry out of non standard finances.
High Net Worth
Complex and large cases are our bread and butter.
Overseas
Looking to purchase while overseas, let us help.
WHAT YOU NEED TO KNOW
Clear Mortgage Advice in St Albans
Securing a mortgage does not have to be a stressful process. We are here to answer your questions and guide you through every stage of your purchase.
How does using a St Albans mortgage broker differ from going straight to a bank?
High-street banks can only offer you their own range of products. We provide mortgage advice in St Albans offering a wide range of lenders, including High Street, specialist lenders, and private banks to find the right fit for your circumstances.
How does your London experience benefit home buyers in Hertfordshire?
Managing complex transactions in the City for ten years means we know how to structure complicated applications successfully. We bring that high-level expertise home to help local families secure properties in competitive commuter-town markets.
Can you arrange mortgages for clients with self-employed or complex incomes?
Yes, we frequently work with business owners and professionals who have non-standard income structures. We present your full financial profile directly to specialist underwriters who look beyond traditional high-street affordability calculators.
Have another question? We're happy to help.